Basic insurance is required by law for everyone who lives or works in the Netherlands and must be taken out with a health insurer in the Netherlands. Within this insurance, it is determined for everyone what health insurers are obliged to reimburse within the healthcare sector. With the basic insurance there is a compulsory deductible. This means that if you incur healthcare costs in the new year (with the exception of general practitioner care, obstetric and maternity care, free population screenings and the flu shot for risk groups) that are covered by the basic insurance, you must first pay the deductible amount yourself. After that, all costs will be reimbursed in accordance with the policy conditions from the basic insurance. The deductible, in combination with the fact that little physiotherapy is reimbursed under the basic insurance, constitutes a fairly large financial risk. In 2021 this amount is standard € 385,-.

The supplementary insurance is an insurance that (partially) covers costs that are not reimbursed from the basic package. For example, it is possible to choose a supplementary package containing a number of physiotherapy reimbursements of your choice. Your health insurer will reimburse the number of treatments per year for which you have additional insurance. The deductible therefore does not apply to the costs under the supplementary insurance.

If you have a condition for which it is legally determined that you may need long-term physiotherapy, this is called a chronic indication. A chronic indication will be reimbursed from your basic insurance after 20 treatments. The first 20 treatments are at your own expense, unless you are additionally insured for this. An indication must be described in the Breast list in order to be declared as chronic treatment.

Be careful in your choice of a health insurance company. There are major differences in the way health insurers reimburse physiotherapy. In the supplementary insurance. Therefore, take a good look at your health insurance policy. If your current policy is insufficient, you can cancel your current health insurer before 1 January. If you have done this, you have until 1 February to apply for new health insurance. The insurers have an acceptance obligation for the basic insurance, but this does not apply to supplementary insurance. You often have to fill in a medical statement. Keep this in mind, because this can take extra time.

The practice has drawn up certain conditions and rules that are important for the patient and the employee. If you want to view these, you can click on House rules / payment conditions.

For more information about handling dossiers, see http://www.fysionet-evidencebased.nl/index.php/guidelines/guidelines/fysiotherapeutische-dossierliner/verveiliging-en-toelichting/c-omgaan-met-dossierliner

The practice adheres to the requirements of the WKKGZ. see http://hulpgids.nl/recht/wetelijke-regelingen/wkkgz.html g

The practice adheres to the requirements of the WGBO. see http://www.hulpgids.nl/recht/wetelijke-regelingen/wet-op-de- Generic-treatment Agreement-(wgbo).html